Independent advisors. Customized solutions. For a full life ahead.


We are trained & experienced to find the best fit ancillary insurance products for your lifestyle, budget, and when you need them.

Ancillary Products we offer include:

Dental/Vision Plans
For dental plans, dentists agree to process policies and are prohibited from billing and collecting fees in excess of the agreed upon schedule. Vision plans typically include pre-negotiated pricing on professional eye exams, eyewear, contact lenses and laser vision correction.

Hospital/Accident Plans
These plans provide coverage for care received in a hospital setting, including surgeries and other inpatient medical procedures.

Cancer Plans
These plans supplement existing health insurance policies or income. Benefits are paid directly to the policyholder regardless of whether they have other insurance. Benefits help pay for all of the extra costs associated with cancer treatment.

Critical Illness Plans
These plans pay a lump-sum benefit upon diagnosis of a critical illness. The benefit could be used in any way the client wishes.

Disability Plans
If you are unable to work due to a sickness or injury, disability income insurance can help you meet expenses and maintain your standard of living. By replacing a portion of your income, this insurance can help provide financial security until you get back on your feet and return to work.

Identity Protection
In the event your identity has been stolen, this plan will restore your credit and provide legal aid.

Travel Insurance
This insurance can minimize the considerable financial risks of traveling like accidents, illness, missed flights, canceled tours, lost baggage, theft, terrorism, travel company bankruptcies, and emergency evacuation.

Make an appointment with one of our advisors.

We’ll find the best fit for you & your family.

What Our Clients Say

“We purchased travel insurance through FMS Insurance and had a stellar experience. Unfortunately, we had to use the insurance during our trip as we had two visits to Urgent Care in two separate countries in Europe.

Everything was covered 100%, including the cost of the taxi ride we had to take to get to the hospital. We would definitely recommend travel insurance if you are going overseas.”

— Rebecca